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Get Business Credit that's not linked in to Your SSN.


GRAB YOUR FREE 4-STEP GUIDE ON BUILDING BUSINESS CREDIT

Get Credit for Your EIN that’s Not Linked to Your SSN.


Building a business takes capital; the more money you have access to the faster you grow.  Most business owners use their own personal credit to fund their business, or they drain their personal savings and borrow money from family and friends.  But why do this if you don’t need to?

Our Business Credit Builder program helps you start and grow your business without using your own funds, personal credit, or funds from your family and friends.  We help you build credit for your EIN that’s not linked to your personal social security number.  This credit doesn’t require cash flow, collateral, or good personal credit to qualify. So, you can get approved even as a startup business, and regardless of your personal credit quality.

Business Credit Benefits.


  • Get Approved for HIGH-Limit Revolving Credit Cards in Your Business Name with No Personal Credit Check and No Personal Guarantee
  • Access the Largest Supply of Business Credit Sources to Get Vendor, Store, Fleet, and Cash Credit Linked to Your EIN and Not Your SSN
  • Receive Concierge Coaching and Servicing with Your Own Business Credit Advisors Who Help You Easily Navigate the Corporate Credit Building Process
  • Monitor Your Business Credit with D&B and Experian Commercial in Real Time through Credit Monitoring Integration Powered by Nav
  • Get Your Business Credit Profile Quickly Setup and Activated with D&B, Experian, and Equifax Commercial Saving You Time and Money
  • Corporate Compliance Review to Ensure Your Business Exceeds Credit Issuer and Lender Credibility Standards to Get Automated Approvals
  • Get Business Credit and Financing through Your Own Finance Suite and Enjoy the Experience in English or Spanish Working with our Bilingual Advising
  • Get Business Credit and Financing through Your Own Finance Suite and Enjoy the Experience in English or Spanish Working with our Bilingual Advising Team
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See Actual Business Credit Approvals.

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​Build Your Business Credit in 4 Steps.


Step 1
Build Business Credibility

We help you understand and meet the secret, unpublished, underwriting requirements that lenders and credit issuers have, so you’ll know you can get approved before you even apply.

We assist you with filing for the best entity type to help eliminate your personal liability, setup your business address to meet credit issuer standards so you can get automated approvals, obtaining your business phone, fax, and toll-free number that meets lender’s 5 essential qualification requirements, and getting you listed with 411 saving you $400 annually.

We also assist you in setting up your email address, website, and ensuring you have the proper licenses and online listings that lenders and credit issuers look for, and avoiding restricted industry business names that will automatically get you red flagged and denied for credit and financing.

Credit Suite decodes credit issuer and lender approval requirements, so you’ll be able to get automated approvals when you apply for credit, instead of getting denied or facing an uphill battle with manual underwriting reviews. We do this by providing you these unique benefits in the first step of your business credit building process:

  • 411 Credibility Listing
  • EIN and Entity Setup Assistance
  • Business Name Credibility Check
  • Business Address Creditability Check
  • Business Phone Credibility Check
  • Website and Email Credibility Check
  • Business Bank Account Setup Assistance

We make it easy for you to setup your business credibly so you can get the most amount of credit and financing for your business.

Step 2
Establish Business Credit Reports

Through our Business Credit Builder, we help you get setup and activate your credit profiles with Dun & Bradstreet, Experian, and Equifax Commercial, as well as access your free D-U-N-S number with D&B.

Plus, the Business Credit Builder is the only place that you can access your Experian Smart Business data at no cost, and monitor it ongoing. And you can also enjoy our unique credit monitoring integration with Dun & Bradstreet and Experian that’s powered by Nav.

This way, you can monitor your business credit building in real time and receive email alerts when new accounts are added, monitoring your tradelines as they are added to your report.

Credit Suite helps you:

  • Get Setup with D&B, Experian, and Equifax
  • Access Experian Smart Business Data at No Additional Cost
  • Get Exclusive Business Credit Report and Score Training
  • Access Your Experian and D&B Credit Reports and Scores through Nav

Even one derogatory item on your business credit reports can get you denied for loans and credit cards. Your Business Credit Builder provides you an easy way to dispute and fix inaccurate and harmful information on your business reports with D&B, Experian, and Equifax, so you can have a strong business credit profile and score to get approved for the most money at the best terms.  

We help you get setup initially with the business reporting agencies, fix credit inaccuracies, and monitor your business credit as you start to obtain HIGH-limit revolving credit and auto loans.

Step 3
Get Initial Business Credit 

Getting approved for initial business credit when you have none reporting now, is where most business owners fail building business credit. This is because over 97% of trade vendors don’t report to the business credit reporting agencies.

Credit Suite helps you obtain real useable credit with trade vendors who will give you EIN credit with no personal credit check, even when you have none reporting on your business reports now.

These trade vendors provide products and services you use now, and give you credit that helps you ease cash flow constraints.  Here’s what you should know about the trade credit we help you secure:

  • Get Approved Even as a Startup
  • No Cash-Flow Requirements and No Bank Statements or Tax Returns Required for Approval
  • This Credit is Unsecured and There is No Collateral Required for Approval
  • Get Approved with No Personal Credit Check or Personal Guarantee

Your new credit reports to Dun & Bradstreet, Experian, and Equifax Commercial helping you establish your initial tradelines, reports, and scores with all three major reporting agencies, that are needed to start getting store, fleet, and cash credit.

If you do have good personal credit, you can also qualify for our Unsecured Business Financing program where you can enjoy:

  • Unsecured Cash Credit Lines up to $150,000
  • 0% Interest Rates for 6-18 Months
  • No-Doc Approvals where You Can Get Approved Even as a Startup

Whether you use our vendor accounts to build your initial business credit, or take advantage of our Unsecured Business Financing program, you’ll get your initial business credit profiles and scores established with D&B, Equifax, and Experian, so you can start to secure HIGH-limit revolving credit from stores as well as fleet and cash sources, without a personal guarantee or credit check.

Step 4
Get Revolving Credit

Once your initial business credit is established, you’ll start to get access to high-limit revolving credit cards in your business name that are linked to your EIN number, not your SSN.  This credit requires no consumer credit check, or personal guarantee for approval.  You’ll be able to secure:

  • Store business credit with Dell, Apple, Walmart, Amazon, Costco, Sam’s Club, BP, Chevron, Home Depot, Lowes, Staples, Office Depot, Ikea, and with most other major retailers
  • Fleet credit for fuel and auto vehicle repairs for your primary vehicle, and a fleet of commercial vehicles
  • Cash credit including Visa and MasterCard accounts you can use in most locations worldwide
  • Auto vehicle financing to purchase or lease your primary vehicle or a fleet of vehicles, in your business name

Our Business Credit Builder helps you obtain credit with places like Amazon, Walmart, Dell, Apple, Costco, Sears, BP, Chevron, Sprint, and most other major retailers with individual credit limits of $10,000-$50,000. Plus, you can see each credit issuer's underwriting guidelines, so you’ll know you can get approved before you even apply.

You’ll also get access to high-limit, revolving fleet credit cards you can use at multiple locations for all types of vehicle needs including vehicle maintenance, tires, fuel, even major repairs. Fleet credit helps you cover your individual auto vehicle expenses, as well as those that occur when managing a fleet of vehicles. 

Plus, you’ll get access to high-limit, revolving CASH credit cards you can use at most stores worldwide. These Visa and MasterCard credit cards don’t require a personal credit check or a personal guarantee for approval, and allow you to take physical cash out of the cards.

And, through your finance suite, you can get approved for auto vehicle financing that doesn’t require a personal credit check or personal guarantee for approval. You can access multiple funding sources, and finance one or more vehicles in your business name with no consumer credit reporting. 

We help you through the entire business credit building process for obtaining initial vendor accounts to start building business credit, to obtaining high-limit store and fleet credit cards, to getting approved for cash credit and auto vehicle financing, all of which requires no personal credit check or personal guarantee.


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What Our Clients Say.

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The business credit process that I engaged in with the Business Finance Suite has allowed me to establish my company’s corporate credit, expand my business operation, and take my company to the next level.

Chad Cotton Straight Line Funding - Carlsbad CA
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I believe that Business Finance Suite has opened up possibilities for my business in the future that I could never have imagined, and then every business owner can benefit from Business Finance Suite.

Cheryl Risner Score Restore - Elm Grove, LA
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I was able to get a Paydex rating of 80 from Dun & Bradstreet that allowed me to then access larger revolving lines of credit with Macy’s, Staples and with Amazon. At the end of about six months I had about 10 different trade lines that allowed me to then make application for Visa and MasterCard of $5,000 and $10,000.

Robert Lefcort Great America Credit Repair Company Boca Raton, FL

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